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There’s no question about it – stress contributes to poor mental and physical health. According to the American Psychological Society (APS) 2017 Stress Survey, 62% of Americans are stressed about money[1] and 65% are stressed about work. Oftentimes, financial stress is related to anxiety about work[2]. This stress can make employees less productive and at greater risk for mental health-related issues. Some of the symptoms of workplace or financial stress include:

  • Feeling anxious, irritable, or depressed
  • Apathy, loss of interest in work
  • Insomnia / sleep problems
  • Fatigue
  • Lack of Concentration
  • Muscle tension or headaches
  • Stomach problems
  • Social withdrawal
  • Using alcohol or drugs to cope

Recognizing these symptoms is important so that you may consider healthy coping mechanisms while improving your overall financial wellness. When experiencing these symptoms, it’s helpful to reach out to trusted family or friends for support, and to set aside time for self-care. Self-care can include eating healthy meals, getting at least 30 minutes of exercise daily, and practicing relaxation techniques through meditation, yoga, or hobbies. When your mental and physical health is addressed, you will find it’s easier to be proactive in addressing your financial concerns.

To alleviate financial stress and job-related stress, prioritization of tasks and proper planning is key. By educating yourself or seeking counsel from financial professionals, you can take control of the loose ends that are keeping you up at night. Whether you are having difficulty in budgeting, saving, over-spending, retirement planning, risk management, college planning, or estate planning, a professional can guide you through the process of identifying your goals and designing realistic solutions. Once you have identified the dangers, opportunities, and strengths of your financial situation, you will have greater clarity and a sense of direction.

Knowing that lack of understanding or control over finances can contribute to the stress and low productivity of their employees, some employers are reaching out and offering solutions. Many employers have begun offering Financial Wellness Programs that can help you in managing financial and workplace stress. These programs act as a benefit to employees and acknowledge the realities of today’s stressful work environments. By offering these programs, employers can create a professional culture of health and wellness, while increasing the productivity and happiness of employees. Financial Wellness Programs:

  • Educate you on relevant financial topics
  • Review & Re-evaluate your finances
  • Help you develop a Financial Plan
  • Prioritize your work & home activities
  • Provide a supportive environment to address financial stress

These programs can provide education on relevant financial topics to address your individual concerns. Stress can be alleviated once you understand and have developed a solution to manage your finances. Speak to your employer to ask about any complimentary Financial Wellness Programs that may be offered as a benefit to you. As always, consult with a financial advisor to discuss your specific needs and concerns. Receiving support and advice is an important way to resolve any stress you encounter in your personal or professional life.

Ask us about our Workplace Wellness offerings! You can reach out to Mark Brogley, National Director Business Alliances at